Shell Federal Credit Union

    Mortgage Loans

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Applying online is as easy as 1-2-3. You can apply now in as little as 20 minutes.

  1. Apply Now and complete the application.
  2. When you have completed the application, click submit and you will receive an instant response.
  3. A Shell Federal Credit Union Loan Officer will follow up to answer your questions.

Shell FCU is helping their members achieve ideal mortgage financing with no closing cost programs and pick your term solutions. In Credit Union originating Mortgage dollars, Shell FCU has climbed from number thirteen in the state of Texas at the end of 2012 to the number ten spot as of March 2013. Shell FCU is strong, stable and has Mortgage dollars to lend.

Shell FCU is a growing credit union offering primary residence, secondary residence and investment property loans. Mortgages at Shell FCU are done in house from start to finish with no outsourcing. Mortgage rates at Shell FCU are very competitive with other lenders. Down payment and credit score play a factor in each individual's rate. Conventional fixed rate mortgages are offered on purchasing and refinancing single family homes. Terms range from 5-30 years up to 97% financing of owner occupied properties and 90% for second homes. Investment property mortgages are also available for 10-15 year terms up to 80% financing for purchases and up to 75% for refinances.

Each applicant works closely with a Shell FCU Mortgage Loan Officer to secure their financial future, creating a positively memorable experience. This means each individual has undivided attention. Bi-lingual services are offered in-house as well as online with English and Spanish applications available. Best of all, mortgages reside with Shell FCU for the life of the loan. Payments can be made online, by mail or at any of the Shell FCU branches. For more information on Shell FCU mortgages apply online using the link to the left on this page. Shell FCU will help make your mortgage dreams come true!

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Today's Featured Rates

Mortgage Loans - Conventional
30 Year Fixed Rate
 Rate  APR  Points
 4.250%  4.379%  0.000%
15 Year Fixed Rate
 Rate  APR  Points
 3.375%  3.598%  0.000%
15 Year No Closing Cost
 Rate  APR  Points
 3.875%  3.875%  0.000%
10 Year No Closing Cost
 Rate  APR  Points
 3.500%  3.500%  0.000%
7 Year No Closing Cost
 Rate  APR  Points
 3.250%  3.250%  0.000%



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